letter05.php v03 2019-08-12 8:33 AM

End the health insurance cartel

The big insurance companies use state and federal regulations to strangle small competitors and gouge consumers, thereby creating a cartel. It’s time to end that cartel. If you agree with the letter we’ve written Congress and the President, please send it — or revise it to suit your needs.

Sources: Insurance mandates, defective federal tax policies, the shrinking number of health insurance providers, the Commerce Clause, Trump’s promise

By Perry Willis & Jim Babka, Tuesday, March 6, 2018

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Subject:

End the health insurance cartel

Suggested Text:

Repeal all state and federal mandates on what health insurance must cover. Allow health insurance to be sold across state line.

Big companies use state and federal mandates to make consumers buy their most expensive policies. Big companies also have more resources to comply with expensive state and federal regulations, so smaller companies tend to withdraw from the market. The result is fewer and bigger health insurance providers, less competition, and higher prices. In other words, a cartel.

Congress can fix this problem with a very simple bill that does two things...

*End all state and federal mandates dictating what insurance policies must cover. 
*Allow health insurance policies to be sold across state lines.

Ending mandates will revive low-cost major medical insurance. Allowing health insurance policies to be sold across state lines will create a national market for health insurance. More providers will flood into the market. Competition will blossom and prices will fall.

Can Congress really end health insurance mandates at the state level? Absolutely. This is precisely what the constitution’s commerce clause was created to do. It’s about time Congress started using the commerce clause correctly, instead of constantly misusing it. 
Candidate Trump promised to let health insurance policies be sold across state lines. Now it’s time for Congress to help the President keep this promise.

Procedure to send an email to your Representative

Visit www.house.gov The official website for the US House of Representatives.
Enter your zip code under FIND YOUR REPRESENTATIVE near the top right
click LOOK UP
click on the envelop icon that appears under your representatives picture.
follow the instructions

Procedure to send an email to a Senator

Visit www.senate.gov/senators/How_to_correspond_senators.htm
follow the instructions

Procedure to send an email to the President

Visit www.whitehouse.gov/contact/
follow the instructions