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May 14, 2009

NEW CAMPAIGN: The dirty secret about expensive health insurance

Quote of the Day: “If Obama scews up health care where will the Canadians go?” — sign seen at a protest event

Subject: NEW CAMPAIGN! The dirty secret about expensive health insurance

Do you need health insurance coverage for . . .

  • Maternity care, if you’re a single male
  • Infertility, if you don’t want a family
  • Alcoholism, if you don’t drink

If you live in New York state then you (or your employer) must pay for all these things, by law, or go without health insurance.

It’s even worse in New Jersey, where the law only permits four basic health insurance plans, each with its own cluster of mandatory coverages. As a result, family premiums run from $2,631.41 to $6,467.58, per month. (Source: “America’s Health Care Crisis Solved” by J. Patrick Rooney and Dan Perrin, page 113).

People who can’t afford those premiums (and few can) must go without health insurance.

Similar situations exist in other states . . .

Health insurance is too expensive because the politicians have made it that way. They’ve bowed to lobbyists who want to use the coercive power of government to mandate coverage for . . .

  • The medical equivalent of oil changes and tire rotations
  • Or things like maternity care for single males, infertility treatments for people who don’t want families, and alcoholism therapy for people who don’t drink.

These laws corrupt the very nature of insurance. Insurance is supposed to cover unlikely but expensive procedures, NOT simple blood tests, or massages, or acupuncture, or chiropractic adjustments, or anything else we could afford to pay out of pocket, if only so many of us weren’t being gouged by legally inflated insurance premiums.

Now the politicians want to redesign the entire American health care system from the top down, in one giant step, to supposedly fix a problem they created in the first place. But, instead of enacting a “grand plan” that will impact, and potentially harm, everyone, and that we may never get rid of once it’s in place, the politicians should start by taking a few simple steps to clean up the mess they’ve made.

Fortunately, not all states have mandatory coverage laws as bad as New York and New Jersey. True major medical coverage is still available in many states, but only if you happen to live in one of those places. Congress can fix this problem very easily. They should pass a law permitting you or your employer to buy insurance regulated by other states. This would . . .

  • Enable you or your employer to shop for better deals across state lines
  • Put pressure on state governments to liberalize their insurance regulations

Use our quick and easy Educate the Powerful System to tell your Congressional employees to pass such a law.

Use your personal comments to make some of the points we make in this Dispatch. You can cut and paste from the intro text on the campaign page if you want.

Our goal this month is to pound Congress with  more than 31,730 messages. That means we must hit Congress with 1,479 messages today.

Thank you for being a part of the growing Downsize DC Army. To see how much we’re growing please check out the Keeping Score report below my signature.

Jim Babka
President,, Inc.

Keeping Score

We’ve grown again, by 33 new members yesterday, and 932 so far this year. The Downsize DC Army now stands at 25,281, which is 28% of the way to 26,000!

YOU can make the army grow even faster by following our quick and easy instructions for personalized recruiting.

We can also grow faster by mailing recruitment letters to potential DC Downsizers. If you can start a monthly credit card pledge to help fund these mailings please tell us on the secure contribution form if its okay to publish your name here . . .

NEW MONTHLY PLEDGERS IN MAY: Nancy Kovar, Ryan Ackroyd, WM Michael O’Brien, John C Houghton, James Alan Speedie, ONE unlisted

Or, if you’d prefer to make a one-time donation, please let us know if its okay to publish your name here . . .

NEW ONE TIME DONORS IN MAY: Ernest P. Eusea, Chris Reulman, David Anthony, Christopher T Wagner, Thomas Sartwelle, Jr, FOUR unlisted

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